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Paytm -UPI, Money Transfer, Recharge, Bill Payment APK - The All-in-One Finance App for Android User



How to Download and Install Paytm Apk 2018 Version




Paytm is one of the most popular and trusted payment apps in India. It offers various financial services such as microloans, buy now pay later, and insurance to its consumers and merchants. The app can be used for mobile recharge, DTH recharge, bill payments, ticketing services, retail brokerage products, and online games. Paytm also offers cashback and rewards through various festive and promotional offers. The app can be used for bank to bank money transfer via BHIM UPI and can be used to pay at shops and online websites/apps like IRCTC, Flipkart, Uber, Zomato, and Swiggy.




2018 paytm apk download



If you are looking for a convenient and secure way to make online payments, then you should download Paytm apk 2018 version. This version has some new features and improvements that make it more user-friendly and efficient. Some of the new features are:



  • Paytm ONDC App: Shop grocery, food, electronics, home decor items and fashion on Paytm ONDC from stores near you at the lowest prices ever.



  • Private UPI ID: Create a private UPI ID that is not linked to your phone number or bank account. This way, you can protect your personal information and make payments anonymously.



  • Paytm Security Shield: Enable this feature to prevent unauthorized access to your Paytm app. It will ask for your fingerprint or PIN every time you open the app or make a payment.



In this article, we will show you how to download and install Paytm apk 2018 version on your Android device. We will also show you how to use Paytm app for various purposes such as paying bills, recharging, booking tickets, etc. We will also give you some tips on how to secure your Paytm account and transactions from phishing, frauds, and thefts.


How to Download and Install Paytm Apk 2018 Version




To download and install Paytm apk 2018 version on your Android device, follow these steps:



  • Go to [Paytm.com](^3^) and click on "Download Paytm App" button.



  • You will be redirected to Google Play Store where you can download the latest version of Paytm app.



  • If you want to download the apk file directly, you can go to [Filehippo.com](^7^) or [Softpedia.com](^8^) and search for "Paytm apk".



  • Once you have downloaded the apk file, go to your device settings and enable "Unknown sources" option under security settings.



  • Now go to your file manager and locate the downloaded apk file. Tap on it to install it on your device.



  • Once the installation is complete, open the app and enter your mobile number. You will receive an OTP on your phone which you need to enter in the app.



  • You can now link your bank account or create a new one using BHIM UPI. You can also add money to your Paytm wallet using debit card, credit card, net banking or UPI.



Congratulations! You have successfully downloaded and installed Paytm apk 2018 version on your Android device How to Use Paytm App for Various Purposes




Paytm app is not just a payment app, but a complete financial solution for your everyday needs. You can use Paytm app for various purposes such as:


Paying Bills, Recharging, Booking Tickets, etc.




With Paytm app, you can pay your electricity, water, gas, broadband, landline, postpaid, DTH, and other bills with just a few taps. You can also recharge your prepaid mobile number, data card, metro card, etc. You can also book flight tickets, train tickets, bus tickets, movie tickets, hotel rooms, etc. using Paytm app. You can also avail various cashback and discount offers on your transactions.


To pay bills, recharge, or book tickets using Paytm app, follow these steps:


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  • Open the Paytm app and tap on the service you want to use such as "Mobile Recharge", "Electricity", "Flight", etc.



  • Enter the required details such as mobile number, operator, amount, bill number, destination, date, etc.



  • Choose your preferred payment method such as Paytm wallet, UPI, debit card, credit card, or net banking.



  • Confirm your payment and you will receive a confirmation message and receipt on your phone and email.



Scanning QR Codes and Paying at Offline Stores




Paytm app also allows you to pay at offline stores by scanning QR codes. You can use this feature to pay at grocery stores, restaurants, petrol pumps, pharmacies, etc. You can also get cashback and rewards on your payments.


To scan QR codes and pay at offline stores using Paytm app, follow these steps:



  • Open the Paytm app and tap on "Scan" icon on the home screen.



  • Point your camera at the QR code displayed by the merchant or enter the merchant's mobile number manually.



  • Enter the amount you want to pay and choose your payment method such as Paytm wallet or UPI.



  • Confirm your payment and you will receive a confirmation message and receipt on your phone and email.



Investing in Mutual Funds, Gold, Insurance, etc.




Paytm app also offers you various investment options such as mutual funds, gold, insurance, etc. You can use Paytm app to invest in different schemes and plans according to your risk appetite and financial goals. You can also track your portfolio performance and withdraw your money anytime.


To invest in mutual funds, gold, insurance, etc. using Paytm app, follow these steps:



  • Open the Paytm app and tap on "Investment" icon on the home screen.



  • Select the product you want to invest in such as "Mutual Funds", "Gold", "Insurance", etc.



  • Browse through the various schemes and plans available and choose the one that suits your needs.



  • Enter the amount you want to invest and choose your payment method such as Paytm wallet or UPI.



  • Confirm your investment and you will receive a confirmation message and receipt on your phone and email.



How to Secure Your Paytm Account and Transactions




Paytm app is designed to provide you a safe and secure payment experience. However, you should also take some precautions to protect your Paytm account and transactions from phishing, frauds, and thefts. Here are some tips to secure your Paytm account and transactions:



  • Never share your OTP (one-time password), PIN (personal identification number), CVV (card verification value), or UPI ID with anyone. Paytm never asks for these details over phone or email.



  • Never click on any suspicious link or attachment sent by unknown sources claiming to be from Paytm. These could be phishing attempts to steal your personal information or money.



  • Always check the merchant name and amount before confirming any payment. If you find any discrepancy or error, report it to Paytm customer care immediately.



  • Enable fingerprint lock or security shield feature on your Paytm app to prevent unauthorized access to your app or transactions.



  • Update your Paytm app regularly to get the latest security features and bug fixes.



Conclusion




In this article, we have shown you how to download and install Paytm apk 2018 version on your Android device. We have also shown you how to use Paytm app for various purposes such as paying bills, recharging, booking tickets, etc. We have also given you some tips on how to secure your Paytm account and transactions from phishing, frauds, and thefts.


Paytm app is a convenient and secure way to make online payments and avail various financial services. It has many features and benefits that make it a preferred choice for millions of users in India. If you want to enjoy these features and benefits, you should download Paytm apk 2018 version today.


We hope you found this article helpful and informative. If you have any questions or feedback, please feel free to comment below. Thank you for reading!


FAQs




Here are some frequently asked questions about Paytm app and Paytm apk 2018 version:


What is the difference between Paytm app and Paytm wallet?




Paytm app is a payment app that allows you to make online payments using various methods such as Paytm wallet, UPI, debit card, credit card, or net banking. Paytm wallet is a digital wallet that is linked to your Paytm account. You can add money to your Paytm wallet using any of the above methods and use it to pay at online or offline stores that accept Paytm.


How can I link my bank account to Paytm UPI?




Paytm UPI is a feature that allows you to make bank to bank money transfer using your mobile number or a private UPI ID. To link your bank account to Paytm UPI, follow these steps:



  • Open the Paytm app and tap on "UPI Money Transfer" icon on the home screen.



  • Select your bank from the list of banks available and verify your mobile number.



  • You will receive an SMS from your bank with a verification code. Enter the code in the app and confirm.



  • You will see your bank account details and UPI ID on the screen. You can also create a new UPI ID if you want.



  • You can now send or receive money using Paytm UPI.



How can I get cashback and rewards on Paytm?




Paytm offers various cashback and rewards on your transactions through various festive and promotional offers. You can check the latest offers on the "Cashback & Offers" section on the app. You can also earn cashback by completing tasks such as adding money, paying bills, recharging, etc. You can also earn rewards by playing games, watching videos, taking surveys, etc. on the "Paytm First Games" section on the app.


How can I contact Paytm customer care?




If you have any query or issue regarding your Paytm account or transaction, you can contact Paytm customer care through these ways:



  • Call: You can call Paytm customer care toll-free number 1800-1800-1234 from your registered mobile number.



  • Email: You can email Paytm customer care at care@paytm.com with your query or issue.



  • Chat: You can chat with Paytm customer care on the app by tapping on "Help & Support" icon on the home screen.



Is Paytm app safe and reliable?




Yes, Paytm app is safe and reliable. It uses advanced encryption and security protocols to protect your personal information and transactions. It also complies with RBI guidelines and regulations for payment apps. It has over 450 million users and 17 million merchants in India who trust and use Paytm app for their online payments. 44f88ac181


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